At MK Disability Lawyers, our clients are our passion. We have each dedicated our careers to the practice of long-term disability law, and have experience representing both individual claimants as well as some of Canada’s largest insurance companies. When we founded MK Disability Lawyers, we did so with the primary goal of developing an approach that would allow us to customize our approach with each client based on their needs.
We believe in complete transparency with our clients so that they know exactly what they are facing, and what will be expected of them. To that end, we will thoroughly review each aspect and step of a claim dispute with them and review their obligations from the start. Below, we have provided an overview of the essential steps to a long-term disability dispute that anyone challenging a decision of their insurance provider can expect:
Disclaimer: This chart is meant as a guideline to the LTD claim dispute process but should not be considered legal advice. All insurance policies are different, as are the steps and processes required to apply an obtain benefits under various policies. Please speak to your insurer and your employer to obtain information regarding the application and appeal process under your specific plan or contact a lawyer if your claim has been denied and you remain unable to work.
Our Clients and the Industries They Represent
Group policies are offered through an employer, union, guild or professional association and may come as part of a person’s employment, or they may need to be opted into. Check with your employer if you are unsure as to whether you are covered or not.
Individual or private policies are designed for those who do not have coverage through their employer due to the nature of their occupation. Many professionals or high income-earners opt to purchase a private disability plan because they are self-employed, or to supplement the percentage of their income that may not be covered by their group policy.
We have considerable experience navigating the dispute process on both sides of the table with respect to individual and group policies, and we put that experience to work on behalf of each and every one of our clients.
Our clients represent a wide variety of professions and occupations, including:
- Senior Banking/Investment professionals;
- Electricians and other skilled trades;
- Senior Management;
- Business owners; and
- Consultants (project management/IT/financial)
Serving Clients With a Range of Disabilities
We represent clients suffering from a variety of medical conditions, and often suffering with more than one condition. Illnesses and injuries often overlap, and we are experienced in advocating for clients dealing with multiple issues, including:
- Depression & Anxiety
- Post-Traumatic Stress Disorder (PTSD)
- Sexual Assault
- Workplace Stress, Harassment & Burnout
- Lyme Disease
- Multiple Chemical Sensitivities
- Chronic Fatigue Syndrome
- Rheumatoid Arthritis & Osteoarthritis
- Post-Cancer Treatment Effects
Representing the Underrepresented
At MK Disability Lawyers, we firmly believe in providing quality representation to every person, no matter who they are. We are a proudly women-led firm and represent a large number of clients from marginalized communities or groups. Many people experience or fear stigma with respect to their disabilities, particularly certain conditions that may contain an inherent component of gender or cultural bias. We are committed to providing an environment that focuses on empathy and compassion above all else so that clients can feel comfortable and free to discuss their circumstances without judgment.
Contact MK Disability Lawyers to Assist with Your Long-Term Disability Litigation in Toronto, Markham and the Greater Toronto Area
MK Disability Lawyers is a firm completely dedicated to providing clients with accessible and compassionate legal guidance through the process of litigating a long-term disability claim. Our experienced disability litigation lawyers will thoroughly review your circumstances with you and advise you on the best path forward. To arrange a complimentary consultation with one of our experienced disability lawyers, please complete the online form, or call us at 844-697-4600.